Interest Rates
Latest rates of interest for investments & loans
| Type of Deposit | General Public | Senior Citizen / Bulk deposit above Rs. 15 lakhs |
|---|---|---|
| Saving Account | 2.70% | 2.70% |
Gold Loan
| a) Up to 1,00,000 | 8.50% |
| b) Above 1,00,000 to 5,00,000 | 8.50% |
| c) Over draft against gold ornaments upto Rs. 5,00,000 | 8.50% |
Mortage( against porperty ) Loan
| a) Up to 25,00,000 | 13.50% |
| b) Above 25,00,000 | 13.00% |
Vehicle Loan
| a) Personal Two Wheeler ( Upto Rs. 1,00,000 ) | 11.00% |
| b) Personal Four Wheeler ( Upto Rs. 25,00,000 ) | 13.50% |
| c) New Auto Rickshaw ( Upto Rs. 2,00,000 ) | 13.50% |
| d) Commercial Four Wheeler ( Upto Rs. 25,00,000 ) | 13.50% |
| e) Commercial Four Wheeler ( Above Rs. 25,00,000 ) | 13.00% |
Unsecured Loan
| Upto Rs. 5,00,000 | 15.00% |
Business Loan / Machinery Loan
| Up to Rs. 25,00,000 | 13.50% |
| Above Rs. 25,00,000 | 13.00% |
Housing Loan
| Up to Rs. 10,00,000 | 10.50% |
| Above Rs. 10,00,000 upto Rs. 70,00,000 | 11.00% |
Fixed Deposit Loan
| Fixed Deposit Loan | Loan Disbursed against Fixed Deposits, the interest rate will be charged 2% more than interest given to fixed deposit. |
Cash Credit
| Up to Rs. 25,00,000 | 13.50% |
| Above Rs. 25,00,000 | 13.00% |
Overdraft Loan
| Up to Rs. 25,00,000 | 13.50% |
| Above Rs. 25,00,000 | 13.00% |
| Fixed Deposits | ||||||
|---|---|---|---|---|---|---|
| Existing Interest Rates (w.e.f. 17/02/2023) | Revised Interest Rates (w.e.f. 15/02/2024) | |||||
| Tenor | General Public | Sr. Citizens | Bulk Deposits above Rs. 15 Lakh | General Public | Sr. Citizens | Bulk Deposits above Rs. 15 Lakh |
| 7 days to 45 days | 3.00% | 3.50% | 3.50% | 3.50% | 4.00% | 4.00% |
| 46 days to 179 days | 4.50% | 5.00% | 5.00% | 4.75% | 5.25% | 5.25% |
| 180 days to 210 days | 5.25% | 5.75% | 5.75% | 5.75% | 6.25% | 6.25% |
| 211 days to less than 1 year | 5.75% | 6.25% | 6.25% | 6.00% | 6.50% | 6.50% |
| 1 Year to less than 2 years | 6.80% | 7.30% | 7.30% | 6.80% | 7.30% | 7.30% |
| 2 years to less than 3 years | 7.00% | 7.50% | 7.50% | 7.00% | 7.50% | 7.50% |
| 3 years to less than 5 years | 6.50% | 7.00% | 7.00% | 6.75% | 7.25% | 7.25% |
| 5 years and up to 10 years | 6.50% | 7.50% | 7.50% | 6.50% | 7.50% | 7.50% |